How dental insurance and payment work at Pearl Dental Care
Pearl Dental Care does not want finances to come between you and good oral health, so we offer several ways to pay. We are in-network with Delta Premier, and we will give you an estimate of your coverage and your copayment before beginning any major treatment.
Does Pearl Dental Care take my insurance?
We are in-network with Delta Premier. If you have dental insurance, we will work with you to help you get the most out of your benefits.
You can also ask for a complimentary benefits check. We will verify your coverage in advance of your visit, so you know what your plan covers before you come in.
Will I know my cost before treatment?
Yes. Before any major treatment begins, we give you an estimate of your coverage and your copayment. That way you can make the decision with the numbers in front of you.
Orthodontics works the same way. If your dental plan covers orthodontics, then it would be a covered benefit. Insurance companies are generally concerned with the treatment and whether it is needed, not with which method of braces or aligners is used.
What forms of payment are accepted?
We take several forms of payment, so you can use whichever is easiest for you.
- Cash
- Checks
- Most major credit cards, including VISA, Mastercard and Discover
- CareCredit financing
- LendingClub financing
What financing options are available?
Pearl Dental Care offers financing options through CareCredit and LendingClub.
Call our team at (630) 810-9940 to ask about CareCredit and LendingClub financing. Terms depend on the financing provider and the plan.
How do I pay my bill?
Call Pearl Dental Care at (630) 810-9940 for help with your bill and current payment options.
What if I do not have dental insurance?
You are still welcome. We welcome new patients of all ages, and we keep your well-being first, whether that means your physical comfort or your financial comfort. The payment options above, including CareCredit, exist for exactly this reason.
It also helps to plan ahead. Regular cleanings and exams are how small problems get caught while they are still small. We may suggest more frequent cleanings if you smoke, have diabetes, drink a lot of coffee, or take certain medications, because those raise the odds of buildup that a toothbrush cannot reach.
What should I bring to my first visit?
You can download the new patient form and fill it out at home. That shortens your visit. If you would rather have your benefits checked first, call us before you come in and ask for the complimentary benefits check.
To ask a question or book a visit, call Pearl Dental Care at (630) 810-9940 or visit us at 331 W 63rd St, Westmont, IL 60559.
This guide is educational only. Your dentist will tailor any plan at your visit.
Talk it through with us.
Call us or send a request, and we will find you a time.